We've decided to start our no-spend week Monday and carry it through next weekend. Today was hubby's payday, so that gives us a chance to do our grocery shopping and other errands this weekend. When I was single, I was very frugal, mostly because I didn't have any money to spend! A shopping trip to Target to buy shampoo, deodorant, and other female necessities usually cleaned out what was left in my checking account each month. At that time I was only getting paid once a month -- talk about needing to budget well! -- so I simply had to plan ahead for rent, utilities, and groceries. After I got married and started working full time, hubby took over most of our budgeting. Sadly, he's really good at it because his parents are so bad at it. We got all our (my!) debt paid off and saved up for some big-ticket items (a used car paid for in cash and a refrigerator). We had a double-income then, and though living in Orange County, California is anything but cheap, we did pret...